September 12th, 2009 by anderseriksson

If you want a career in financing, you have to get a college degree. To be more specific, you have to graduate with a bachelor’s degree in math, business, statistics or economics since you will be dealing with numbers and using these skills to make decisions and recommendations.

One study shows that there are currently 230,000 financial analysts and financial advisors in the US. You might think that there is no more vacancy in the market but there are because new businesses are established while old ones are still growing.

With a college degree, one thing you can try is financial consulting. Here, you are tasked on providing advice to business valuation, economic forecasts and analysis, treasury management, strategies for creating shareholder value and securities pricing.

Later on, you may be promoted to finance manager and instead of providing advice to clients, you will have the opportunity to invest their money in order to make a profit. Those who do well here earn somewhere around $73,000 to $145,000 annually and with the amount of money that is given, you better deliver.

Another field is corporate financing in which your job is to manage the client’s assets and if the opportunity presents itself, make acquisitions.

Those who want to serve their country may issue securities, enforce the law, manage assets and offer financial advice to people.

Similar to the finance manager are the money managers because they hold stocks and bonds for clients and at the same time buy stuff off Wall Street. For this job, you need to be proficient in various technologies as well as the latest qualitative methodologies. You will also need to be CFA certified.

The more authentic information about Finance Career you know, the more likely people are to consider you a Finance Career expert. Read on for even more Finance Career facts that you can share.

Working for an insurance company is also a viable option. Here, you help prepare clients deal with catastrophes before they happen. It is a trillion dollar industry that is still growing so you can still get in the game.

Among the various opportunities, many find their way to commercial banking. You could be a bank manager, teller, the one in charge of approving loans or looking for new accounts. This accounts for the majority of those employed in the financial services industry.

In any of the positions mentioned, you must be good with numbers and have excellent interpersonal skills. Why? Because you are dealing with people and if the client doesn’t like your personality, chances are they will bring their business elsewhere.

After working for a few years, you can work for another company or be daring and start up your own company.

Aside from banking, the real estate industry is also looking out for finance graduates. This is because their training is useful when it comes to property management, real estate appraisal, brokerage and leasing, construction and real estate development. On one end, they sell property while on the other find ways to make it possible for the customer to invest depending on their budget.

A college degree is the starting point of your finance career because no company out there will hire someone who just graduated from secondary school or does not have the proper training when you are dealing with other people’s money.

So, if you are still considering what to take up in college or lost in your current course, shift over because this is very rewarding.

Those who only know one or two facts about Finance Career can be confused by misleading information. The best way to help those who are misled is to gently correct them with the truths you’re learning here.

About the Author
By Anders Eriksson, feel free to visit my latest venture: GVO to claim your $1 trial membership!

September 11th, 2009 by anderseriksson

The following article covers a topic that has recently moved to center stage–at least it seems that way. If you’ve been thinking you need to know more about it, here’s your opportunity.

Going to Orlando, Florida, for a restful vacation is a fine idea for those looking to get away from the business of life and relax and see the sights. Not only is Orlando home to Disney World, but it is also ranked high on the top lists of places to go to for vacation. As such, there are numerous Orlando vacation resorts that cater to tourists and provide places to reside in during vacations.

Orlando has over 40 million tourists that come every year, and it’s no wonder why. With great theme parks, tourist sites, and luxurious hotels, Orlando is truly one of the nicest places to go on vacation.

Options for family vacations

There are many ways for a family to go on vacation in Orlando. Booking a hotel is easy enough, then discovering the sights and sounds of the city on your own is a fun and exciting way to get acquainted with the city and its people. And of course, there’s always Disney World, where most people plan to go to when they vacation at Orlando.

Vacation Packages

If you check out your local ticket agency, chances are good that there will be offerings for vacation packages with Orlando as the destination. Hotel accommodations, day tours, as well as meal arrangements are bundled in vacation packages. What’s cool about these vacation packages is that you won’t have to worry about not knowing where to go while in Orlando, they have your vacation itinerary planned out. You also usually go along in a group, along with others also on vacation in Orlando. You can make new friends this way, and have others along with you while you take in the sights in the wonderful city.

You may not consider everything you just read to be crucial information about Orlando Vacation. But don’t be surprised if you find yourself recalling and using this very information in the next few days.

Time-share vacations

Resorts offer time-share packages for value-conscious families, and offer packages that let you stay in posh resorts situated in choice real estate close to major tourist attractions. Typically these will be situated to within a few miles of major destinations like Disney. These timeshare vacation condo units or resort packages can often be way cheaper than if you were to go out on your own. Everything from first class to lower-budget, but still classy resort plans can be had. Timeshare plans provide very good value for money, and will let you enjoy your stay there at economical cost.

Renting a vacation home

If you plan to take a long and leisurely vacation in Orlando, then you can probably check out rental homes for your vacation if you intend to stay there for more than two weeks. This is because extended stays in hotels can quickly become expensive, and timeshare vacation packages will normally only offer two weeks’ use of the resort or condo at any single time.

Disney

If you really plan to go to Orlando because of the fact that Disney World is there, then it would be a good idea to consider staying at a Walt Disney World resort, where the packages are built around the plan of touring Disney. There are numerous resorts to choose from, and like the theme parks themselves, are also catered to different tastes. So when going there, you can choose to go wherever your child, or the child in you wants to go.

With the multitude of Orlando vacation resorts, choosing the right vacation for you and your family is easier than ever. Better than that, you can find one that offers the best amount of fun, and at a price that won’t break the bank.

That’s the latest from the Orlando Vacation authorities. Once you’re familiar with these ideas, you’ll be ready to move to the next level.

About the Author
By Anders Eriksson, feel free to visit my latest venture: GVO to claim your $1 trial membership!

September 9th, 2009 by anderseriksson

For about fifteen years now, many people have enjoyed the very exciting sport called paintball. At present, paintball is a highly recognized outdoor sport which is played by individuals belonging to different age ranges. The paintballs are breakable and are filled with paint. When the opponents are hit, they will be eliminated in the game.

If you try to compare paintball with other sports like football, this outdoor sport is much safer and there are fewer injuries. As long as you have the right equipments, you can play paintball safely with your friends. By playing the sport for a long time, you will surely become good at it. Paintball is not a simple game. You need to focus and concentrate on the game if you don’t want to be eliminated. You should learn to listen to your team leader. If you’re the leader, you should know different war game techniques so that together with your teammates, the opponent’s flag can be captured.

Paintball is played with two teams competing with each other. Their main objective is to retrieve the opponent’s flag and to eliminate the members of the opposing team. If you’re into war games, paintball is the sport for you. This game can be played in open fields but there are also times when this game is played inside an arena. In short, paintball is an indoor and outdoor game.

If the weather is fine, you can freely play the war game outside but if it’s bad, you can always play it inside but there should be enough space where the two teams roam freely. If you’re looking for indoor arenas where you can play paintball, a quick search online may give you the answer. There are lots of paintball facilities these days and you can freely choose where you want to play.

Those of you not familiar with the latest on Paintball now have at least a basic understanding. But there’s more to come.

If you try to look at the paintball gun or marker, it is very much similar to a real gun. However, it has a barrel which contains the paintballs. The barrel also launches the paintballs and you must know how to aim the gun. That way, you can easily target your opponents and eliminate them in the game.

Individuals who lack proper equipments will not be allowed to join the game for safety reasons. Safety is very important and so you need to bring your own paintball gears. For beginners, you might want to consider renting paintball guns before making a purchase. Also, you need to familiarize yourself with the game and determine your playing style. Only then can you choose the appropriate paintball gun that you can use in the paintball games.

The paintball gears are vital for your protection. Chest protectors are one of the most important gears that you will use in paintball. There are times when you hardly notice your opponent and you might be hit with a paintball nearby. If you have a chest protector, you will not get hurt.

Tournaments are now held in the different parts of the world. You see, paintball is like a war game. In fact, individuals who plan to enter the military or police can train themselves in the war games through paintball. Encourage your friends to join so that you can organize your own team.

Purchase all the necessary equipments so that you won’t get hurt even if there is a close fight. Have fun.

Now might be a good time to write down the main points covered above. The act of putting it down on paper will help you remember what’s important about Paintball.

About the Author
By Anders Eriksson, feel free to visit my latest venture: GVO to claim your $1 trial membership!

September 8th, 2009 by anderseriksson

In today’s world, it seems that almost any topic is open for debate. While I was gathering facts for this article, I was quite surprised to find some of the issues I thought were settled are actually still being openly discussed.

Do pickles and ice cream sound good to you? How about red peppers and peanut butter? If these do, you are probably a pregnant woman who has just gone looking for that ice cream carton you know you have buried in your freezer. More than three quarters of all pregnant women experience cravings at some point. The most common cravings are for sweets, dairy products and salty foods although there are some weird cravings out there. Some women have been known to put black olives on cheesecake, while others have been known to dip fruit in salsa. As bizarre as some cravings can be, they are mainly perfectly safe.

There are old wives tales that believe what you crave could be a good indication of the sex of your baby. If you are craving sweets you are having a girl. If you crave meats or cheeses, it is believed you are having a boy. Cravings are something that most women love most about pregnancy. It is when a woman is craving dirt or clay that an alarm should go off. If you should find yourself craving dirt, soil, or chalk call your doctor right away. Not only could these be harmful if you do eat them, but chances are they are a sign of iron-deficiency anemia.

Most doctors believe that cravings can be nutritionally based. That is to say the cravings are a message from your body on what it needs to eat. If you are craving salts foods it could be because your body needs more sodium as your blood volume increases. If you are craving fruit, your body might need more vitamins C. The problem is sometimes the message gets lost on the way to our brain. You may find yourself craving something sweet and instead of getting berries or fruit, you find yourself gulping down snicker bars by the cart full. Cravings can be the downfall of your weight gain especially if the message is getting scrambled. There are some ways though you can help curb your cravings.

Most of this information comes straight from the Pregnancy Nutrition pros. Careful reading to the end virtually guarantees that you’ll know what they know.

For starters, eat a good breakfast. Eating a good breakfast can prevent cravings later in the day. You also want to try and make wise choices by looking for healthier alternatives. If you are dying for potato chips try eating some soy crisps. Instead of ice cream, try frozen yogurt. If you feel like candy is calling your name, snack on some frozen grapes. If you want something salty try pretzels, or even rice cakes to satisfy that urge. A good substation for soda would be some fruit juice mixed with sparkling water.

Next, think small. If you are craving chocolate, you do no need to reach for a king size bar. The snack size bar will satisfy your craving just the same. If you want a brownie, have one; just do not eat the whole pan. There is nothing wrong with indulging in a few of your cravings as long as you know not to over do it.

Giving in to your cravings during pregnancy does not make you a bad person and it is not something you should beat yourself up about and feel guilty about. Cravings are a normal part of pregnancy and denying yourself all the time might make you resent being pregnant. Indulge when you want to, just make sure you make wise choices and do everything in moderation.

About the Author
By Anders Eriksson, feel free to visit my latest venture: GVO to claim your $1 trial membership!

September 7th, 2009 by anderseriksson

Are you looking for some inside information on Food Allergies? Here’s an up-to-date report from Food Allergies experts who should know.

One out of two individuals suffers from hidden food allergies, and this includes around 70% of chronically ill people. If you’re one of those unfortunate people, what will you do?

Persons suffering from discomfort and unnecessary pain usually exhibit classic symptoms like weight gain, bloating, food cravings, irritable bowel, abdominal pain, constipation, diarrhea, depression, chronic fatigue, bedwetting, hyperactivity, rhinitis, rashes and itches, eczema, sinus problems, asthma, mount ulcers, ear infections, migraines, and joint pains. If these symptoms happen frequently for no reason at all, then more or less you already have a food allergy. You can overcome most food intolerance and allergies, and if you want some help, you can purchase a book written by Patrick Holford and James Braly.

Their book is all about hidden food allergies. They explained the benefits if you exclude certain foods in your diet but only for a certain time. After a couple of months, you can eat the same kinds of food safely.

Holford is a well-known nutrition expert in Britain, and many of his books are international bestsellers. Braly on the hand is a medical researcher and is also top in his chosen field.

Both of the authors have also suffered form hidden food allergies, and that’s what encouraged them to write such book. If you’re constantly having the symptoms mentioned above, there is a great chance that you have intolerances and allergies. This can add to your troubles and are usually the major cause of your health problems. Unnecessary suffering is the least possible thing that any individual would want to experience.

If your Food Allergies facts are out-of-date, how will that affect your actions and decisions? Make certain you don’t let important Food Allergies information slip by you.

Their book can serve as your guide as you go through a maze until you finally discover which kinds of food can make you sick or ill, and the right foods to consume instead. The book also contains remarkable scientific advances that can help you in identifying if you have a food allergy. The authors explain how people become intolerant, and they reveal underlying food allergy causes. The book teaches the reader how to get rid of the causes to reduce the potential of an allergic reaction.

One more thing that might catch your interest, the book can teach you in three months time about desensitizing yourself to certain types of food. If you can do this, you can now eat the kinds of food that you’ve been trying to avoid. People who have allergies for life can’t use the method, but what the book offers is reduction in the symptom’s severity by using drug-free and natural methods.

When you say allergies, most people would think of chemical allergies; but did you know that household products or environmental factors are nothing compared to the kinds of food that you usually eat? Yes, that’s right. Food is the most common cause of your symptoms. Most individuals are unaware that they have the allergy that’s why it’s called hidden, and is yet to be discovered. Once you discover the types of food that your body is allergic to, you can avoid eating such foods and have other healthy choices of food items.

The book is for the entire family. It has several chapters that give useful information, score chart for your symptoms, and about gluten allergy. If you suspect any hidden food allergy, then you can purchase from your local bookstore or through online stores.

Hidden Food Allergies by Holford and Braly is quite affordable, besides, this is a good investment because you can learn a lot of things and perhaps this is also the answer to your health problems.

About the Author
By Anders Eriksson, feel free to visit my latest site: Power Copy Club to claim your FREE membership!

September 5th, 2009 by anderseriksson

The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.

The Scottish terriers, also known as Scotties, are short-legged British terriers. They are one among other go-to-ground and wire-coated terriers developed in the highlands of Scotland. The Scotties are said to have jaunty attitude so they are often used to represent advertisements of the country to where they originated.

However, Scotties’ nature is not in coherence with their public image or trademark. In fact, Scotties are like the citizens of his native land who are independent, stoic, and fiercely loyal to their masters. They also adhere much to their own privacy.

Scotties, Westies, and Cairns are very similar regarding their appearance. The Westies and the Cairns are, in fact, closely-related. The Westie can be considered as the white variety of the Cairn who has a coat of any color but white. Westies are hybrids of white dogs crossed with Cairns of western Scotland. Scotties, however, have longer heads and bodies, have generally dark coats and are aloof than the other two.

The following are some of the basic facts breeders would really love to know about Scotties:

Category: Terrier

Living Environment: either outdoor or indoor (mostly preferred by breeders)

Coat: wiry, short (about 2 inches) and thick

Colors: iron gray or steel, black, wheaten, or sandy; the coat may also be brindled or grizzled

Height: about 10 inches

Once you begin to move beyond basic background information, you begin to realize that there’s more to Terrier Dogs than you may have first thought.

Weight: between 18 and 20 pounds

Temperament: they need to be praised frequently and they adapt with the moods of the household

Breeders should note of the following health issues:
? Von Willibrand’s disease (VWD), an inherited disorder
? Flea allergies and other skin problems
? Epilepsy
? Jawbone disorders
? Scottie cramp, a minor condition that causes walking difficulties
? Cerebellar abiotrophy, a slow-to-progress and rare neurological disease that causes loss of coordination

Care and Exercise:
? Their coats need special care to maintain its appearance and texture. It is suggested that they should be subjected to professional grooming once or twice each year for their coats to stay wiry and firm.
? The fur needs to be combed a couple of times in each week and even needs occasional trimming.
? Scotties’ dead hairs should be plucked out through stripping. Using electric clippers will only make their coats dull and soft.
? Play with them. Hunting and squeaky balls and toys are their favorites.
? They should be on leash while walking in public places.

Origin/History:

The origins of the breed are obscure. It was noted that forerunners of Scotties were sent to France’s Royal Highness by King James I of England during the 16th century. Later on, three different terriers were revealed as Scotch Terriers, which included the Westies, the Cairns, and the Scotties. The Dandie Dinmont variety had also been noted as closely-related to the abovementioned terriers but its apparent physical differences categorized itself as a separate breed.

Terrier dogs that were bred in Britain were developed to hunt vermin that ate grains, and pestered eggs and poultry farms. Most breeds grew as scrappy and courageous dogs and were trained to follow badgers or foxes into their dens. Their wiry coats and soft undercoats protected them against rugged terrains and harsh climates.

If you want to have a Scottie in your life, you should not be impulsive about the matter for animosity and lack of proper training will only harm and traumatize the dog. If properly taken cared of, this breed can even appoint itself as a guardian of the family. It can also be fiercely loyal, that is it can protect you even if it means endangering its own life.

To this effect, I guess you must agree that a Scottie is a dog that is second to none.

Those who only know one or two facts about Terrier Dogs can be confused by misleading information. The best way to help those who are misled is to gently correct them with the truths you’re learning here.

About the Author
By Anders Eriksson, feel free to visit my latest site: Power Copy Club to claim your FREE membership!

September 4th, 2009 by anderseriksson

Black-footed ferrets have been the cause of much hype in North America, and with good reason. There are clearly many interesting facts about black-footed ferrets aside from their colorful and distinct foot color among the ferret species. Here are some enlightening facets of the black-footed ferrets.

Fact 1: The one thing that is most special about the black-footed ferret is they are becoming extinct and they are quickly losing their numbers especially in the North American continent. These black-footed ferrets are extremely sensitive and prone to attack, so they are usually being captured and helped by concerned researchers worldwide.

Fact 2: They have mink and polecats for relatives. Its closest relatives would be the Russian polecat, also known as the Steppe polecat. Though they look like rodents, they are not related to them. In fact, they eat them, because they are natural carnivores.

Fact 3: There are numerous conservation efforts worldwide to help elevate the number of existing black-footed ferrets. Aside from being extremely attractive, losing these ferrets to some prairie deprivation will definitely disrupt the ecological balance of the areas in North America. As such, they are really treasured all the more and the human interventions are aimed to helping resurrect their dwindling numbers.

Fact 4: They are not allowed for domestication or breeding. And in addition to that, you cannot duplicate them. These animals naturally run wild, few as their numbers are now. Only conservation efforts would be a viable excuse to have these ferrets in your home. You will have to secure a permit or may be forced to have them sheltered in a conservation area made just for them.

Fact 5: Their physical colors blend well with their natural environment. Their yellow belly, tiny feet and black stripes when blended with their natural habitat serves as an effective camouflage. They usually stick closely to the ground so that they will be free from predators who roam as freely as they do.

See how much you can learn about Ferrets when you take a little time to read a well-researched article? Don’t miss out on the rest of this great information.

Fact 6: Their male species are 2 pounds heavier than the females.

Fact 7: They are known for scent glands that produce musk. Though they look really cute, they sometimes stink especially when in the face of danger. Their nearest cousins to this would be the skunks. Their scent glands also help them identify people and fellow ferrets so they can easily detect strangers or intruders when they visit their area.

Fact 8: Their discovery was accidental.

Fact 9: They are strictly adhering to their natural habitat or environment. The black-footed ferrets are extinct because their habitat or environment is getting more and more fragmented and destroyed over time. Without the specific conditions of their natural environment, they will perish or die easily. This is also why people in North America are doing their very best to recreate and restore their natural habitat so that they will be able to preserve whatever is left of one of their continent’s most attractive heritage.

Fact 10: They are like French women who have small but frequent meals. Black-footed ferrets like having numerous small meals in a day. This keeps them in a hyper mood and always on the lookout for things to chew. That is also why the most common dangers of the ferrets involved having eaten or swallowed something they shouldn’t have swallowed in the first place.

Fact 11: They get excited and bored easily.

About the Author
By Anders Eriksson, feel free to visit my latest site: Power Copy Club to claim your FREE membership!

September 3rd, 2009 by anderseriksson

There are many different places for you to create business card online. Within this article today on creating business cards online, we’re going to look at a couple of different places which you can look for business cards and the overall cost for doing it.

The first place that you will probably want to look is at the following website: http://www.overnightprints.com. Within this website, you are able to print business cards as well as stationary, letterhead, and other products that you could possibly need. The business cards printing starts at $9.95 and you are able to upload your own design for the business card to be printed as well as utilize designs available on their website. These are full color business cards that come with 15 point font. With their bargain value starting at $9.95, you get a hundred business cards. These are single-sided and if you decide to do double-sided business cards, this will run you $14.95. It really behooves you to order more than a hundred because if you are able to go up all the way to a thousand business cards, you can receive these single-sided for $39.95 or double-sided business cards which will cost you $10 more for a grand total of $49.95. Another nice thing about this website is that it does have an interactive designer in which you are able to use their system to upload images or logos. So within their website you are able to upload your logos, design a business card, or choose from their own designs and just change text and font to place a quick order. Everything seemed to be very easy to use so this would be a site to be recommended.

Truthfully, the only difference between you and Creating An Online Business experts is time. If you’ll invest a little more time in reading, you’ll be that much nearer to expert status when it comes to Creating An Online Business.

Another website that you may want to consider when looking into creating business cards online is: www.123print.com. This website offers their cheapest business card printing starting at $4.95. Within their website, the type of cards that you can print is broken down by category such as accounting or finance or pets etc. Depending on how many business cards that you want this may be a particular website that you may want to use. For 100 cards, you’d only have to pay $4.95, which will save five dollars over what overnightprints.com offered for their $100 value.

If you go to Google and type in a phrase “creating an online business card”, you will receive a great deal of offers. There is more than enough competition on the Internet so do not lock yourself into just one deal and see what people have to offer. The nice thing about the first website was that everything seemed very easy to use with a simple interface. It is always nice when a website is put well together.

Hope this article on creating business cards online has helped you. This is not something that needs to be difficult in any stretch the imagination but rather something that you can fit into your schedule when you have an extra 15 to 20 minutes one day.

Now you can be a confident expert on Creating An Online Business. OK, maybe not an expert. But you should have something to bring to the table next time you join a discussion on Creating An Online Business.

About the Author
By Anders Eriksson, feel free to visit my latest site: Power Copy Club to claim your FREE membership!

September 2nd, 2009 by anderseriksson

When you are about to take internship, there are some do’s and don’ts that you should know to make your whole experience an enjoyable one. So here are some of the things you should and should not do when you’re about to take internship.

Do Try To Have More Than One

Try to make the most out of your college years by having more than one internship program. This can really be beneficial to you. Just think about how one internship can already help you, what more if you had two?

However, make sure that you can accommodate them with your time. To maximize your learning experience, don’t have them at the same time if possible. In this way, it wouldn’t be too stressful on you. If you can’t accommodate having two, then getting at least one is acceptable.

Do set Specific Goals

When you are about to take internship, you should set specific goals for yourself and your internship. Ask yourself what you want to achieve at the end of your internship. If you have a goal at hand, then taking your internship would not be taken for granted, since you can set your mind into accomplishing your goals.

Don’t Expect To Get Paid

The sad truth is, most internships are done for free. Although there are some paid internship programs, majority of them can only give you a certain amount of stipend or a really small amount of money, probably enough for your fare back and to from your workplace.

Knowing that there are paid internships, you might start targeting for these kinds of programs. However, even though they are paid, you should keep in mind that some of the best internship experiences could be acquired with non-paid programs.

Once you begin to move beyond basic background information, you begin to realize that there’s more to Internship than you may have first thought.

Do Expect Professional Treatment

Welcome to the professional world. When you start your internship, you can say goodbye to lame ?the dog ate my homework’ kind of excuses. Here, expect to be treated professionally. Your employer and co-workers would give have to give you that professional treatment whether you want it or not. So be prepared for some cold shoulder moments, especially at the first few days of work.

Along with expecting professional treatment, you should act professionally too at all times. You can’t slack off and think that this is only internship. You should treat it as if it is real work.

Don’t Wait For It To Come

An internship opportunity won’t come knocking at your door. It is not given to you like candy. Just like in looking for a regular job, you should be the one to look for it. However, there are some tools that might help you find a good internship more easily. You can try your college placement office, or even the Internet.

Do Use Your Network

If finding an internship seems to be a tedious chore for you, don’t worry. Why not try to make use of your network of friends and family? This can be a good way to get the leads on available internship programs out there.

These are just a few of the things you should and should not do when preparing for getting into an internship program. Just always remember that this period of your life is a very crucial one, because it can have a rippling effect on your future career life. So, try to do your best even if you’re still on your preparation stage!

Take time to consider the points presented above. What you learn may help you overcome your hesitation to take action.

About the Author
By Anders Eriksson, feel free to visit my latest site: Power Copy Club to claim your FREE membership!